USDT in your wallet.
Pay with crypto everywhere you go
ZeroCard is issued by Pionex, an exchange licensed in the US (MSB) and Singapore. Top up with USDT, add the card to Apple Pay or Google Pay and spend in any country where Visa works. No bank account, no income checks, nothing to wait for.
Your crypto should work, not just sit there
Millions hold USDT on exchanges and can't spend it in daily life. ZeroCard changes that.
Everything you need from a crypto card
Built for those who want crypto to work in real life every day.
Unlimited cashback in USDT
- Cashback in USDT, not points or miles
- No cap, no minimum, no expiry
- Credited automatically within 24 hours
APR on balance
- Interest accrues every single hour
- Beats a typical bank savings account
- Like USDT staking, with no lock-up
Apple Pay & Google Pay
- Add to Apple Pay or Google Pay in one tap
- Contactless NFC at any terminal worldwide
- Pay with your phone or smartwatch
Trip.com cashback
- Book flights and hotels on Trip.com
- 5% back in crypto on every booking
- Stacks on top of the 1% base cashback
Bank-grade protection
- Real-time transaction monitoring
- Freeze and unfreeze the card in-app
- Full KYC verification and 2FA
Instant top-up
- Move USDT from Pionex in seconds
- Top up from just 1 USDT
- Zero fees between your accounts
Zero fees
- No annual fee, now or later
- Free issuance and free maintenance
- No hidden or conversion charges
Ready in a few simple steps
No paperwork. No queues. Everything from the Pionex app.
ZeroCard vs. alternatives
Why ZeroCard wins on all key parameters vs regular banks and other crypto cards.
| Parameter | ✦ ZeroCard (Pionex)Best value | Regular bank card | Other crypto cards |
|---|---|---|---|
| Cashback | 1% on everything, no limit | 0 - 1% (with conditions) | 0 - 2% (limited) |
| Interest on balance | 5% APR (hourly) | 0 - 0.5% | No |
| Annual fee | $0 | $50 - 500/year | Usually $0 |
| Issuance fee | $0 | Often paid | Sometimes |
| FX fee (Visa) | 0% | 1.5 - 3% | 0 - 2% |
| Apple Pay / Google Pay | Sometimes | ||
| Instant crypto top-up | Sometimes | ||
| Travel cashback (Trip.com) | 5% | Sometimes | Rarely |
| PayPal, LINE Pay support | Partial | Rarely |
ZeroCard solves your specific pain
No matter what you do - the card works for you. Choose your category.
Crypto holders
They already spend smarter
Real users about life with ZeroCard in their pocket.
Invite friends and earn up to 20% in rebates
Your ZeroCard runs on Pionex, so its referral program is yours too. Share your link, and when friends join and start trading, you get a slice of their fees. Up to 20%, paid in crypto, on top of your own cashback.
The rate and referral tiers are set by Pionex and can change. Current terms on pionex.com.
Everything you wanted to ask
Start spending crypto right now
Join millions of Pionex users who already earn cashback, earn interest and spend USDT like a regular card.
KYC Level 2 required · Minimum 100 USDT · Virtual card · Visa & Mastercard